Technique
Overlay Attack
Also known as: Screen Overlay Attack, GUI Input Capture, Phishing Overlay, Activity Hijacking, Window Overlay, Banking Overlay, App Overlay Attack
Malware displays fake login screens over legitimate banking or payment apps to capture credentials.
Common attack flows
How it fits in a scam
This technique shows up duringCOMPROMISE
Defense
How to defend against this
How to spot it
- Review Settings > Apps > Special app access > Display over other apps for unknown apps with overlay permission
- Unexpected login prompts appearing when banking app not deliberately opened
- Login screen with different visual styling or subtle differences from normal app UI
- Apps requesting Accessibility Services or SYSTEM_ALERT_WINDOW permission without clear need
- Google Play Protect disabled without user action
- Unusual device lag or battery drain from background overlay monitoring
- Credential prompts appearing outside normal app workflows
Further reading