Technique

Medical Identity Theft

Also known as: Healthcare Identity Theft, Health Insurance Fraud, Medical Record Theft

MONETIZATION

Using stolen health insurance information to obtain medical care, prescriptions, or file false claims, corrupting the victim's medical records.

Common attack flows

How it fits in a scam

This technique shows up duringMONETIZATION

Before

After

This is often where the scam ends.

Defense

How to defend against this

How to spot it

  • Explanation of Benefits for services you didn't receive
  • Bills from healthcare providers you never visited
  • Medical records contain conditions or allergies or blood type that aren't yours
  • Health insurance maxed out unexpectedly
  • Denied coverage due to pre-existing condition you don't have
  • Collection notices for medical bills you don't recognize

Tools you can use

Steps you can take

Further reading