• Overview
    • Scam Map
    • Kill Chain
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Technique

Rental Scam

Also known as: Housing Scam, Apartment Scam, Vacation Rental Scam, Listing Fraud, Hijacked Listing Scam, Phantom Rental, Real Estate Rental Fraud

DELIVERY

Fraudulent property listings collecting deposits or personal information for rentals the scammer doesn't control.

Common attack flows

How it fits in a scam

This technique shows up duringDELIVERY

Before

This is often where the scam begins.

After

  • Identity TheftEXPLOITATION

Defense

How to defend against this

How to spot it

  • Price significantly below market rate
  • Landlord claims to be out of town and cannot show property in person
  • Requests payment via wire transfer gift cards or cryptocurrency
  • Listing photos appear on multiple sites with different contact info
  • Artificial urgency or pressure to act quickly before viewing
  • Refuses video call or in-person meeting before payment
  • Listing has grammatical errors odd formatting or MLS watermarks on stolen photos
  • For Sale sign visible at the supposedly rental property
  • Cannot verify ownership through county tax or property records
  • Requests sensitive info like SSN or bank details before lease signing

Tools you can use

  • Credit Fraud AlertCost low · Effect medium

Steps you can take

  • Reverse Image Search VerificationCost low · Effect high
  • In-Person Property VerificationCost low · Effect high
  • Property Ownership VerificationCost low · Effect high
  • Traceable Payment MethodsCost low · Effect high

Further reading

  • FTC Consumer Advice

    Primary government resource on rental listing scams

  • FBI IC3

    2024 stats: 9359 reports and 173.6M losses

  • BBB Study

    5.2M victims with 400 median loss

  • AARP

    Consumer-focused prevention guide

  • Zillow

    Platform-specific guidance on spotting scams

  • Equifax

    Identity theft angle on rental fraud

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Same stage

  • Phishing Email
  • Smishing
  • Vishing
  • Deepfake Voice Call
  • SEO Poisoning
  • +16 more

Similar defense

  • Identity Theft
  • New Account Fraud
  • Off-Platform Luring
  • Fund Siphoning
  • Dating Profile Farming
  • +3 more